Skip to main content

UGC’s Academic Bank of Credits (ABC) Helps Students To Save and Transfer Academic Credits!!

The Academic Bank of Credits (ABC) is a digital repository of academic credits earned by students throughout their learning journey. It enables students to seamlessly transfer credits between higher education institutions (HEIs) and pursue multiple degrees or diplomas.

The Academic Bank of Credits is a transformative initiative that is empowering students to take charge of their own learning. By enabling students to save and transfer credits, the ABC is making higher education more accessible, flexible, and affordable.

Also Read: NTA UGC NET 2023 Notification| Check exam pattern

Features of ABC

  • Academic mobility: Students can move between HEIs without losing credits.
  • Flexible learning: Students can choose their own learning path and pace.
  • Credit transfer: Students can transfer credits from one programme to another, or between HEIs.
  • Transparency: The ABC provides a transparent and secure record of student credits.

Benefits of ABC

  • Multiple entry, multiple exit: Students can start and stop their studies at any time and pick up where they left off.
  • Credit storage: Student credits are stored in the ABC for a minimum of 7 years.
  • Single-window transfer: Students can transfer credits through a single window, with the approval of the source and destination HEIs.
  • Verified institutions: Only verified HEIs can upload credits to the ABC.
  • Flexible curriculum design: The ABC helps institutions design and develop more flexible curricula.

National Testing Agency(NTA) releases 2024 Examination Calendar


  • Students create an ABC account.
  • HEIs upload student credits to the ABC.
  • Students can view and manage their credits in their ABC account.
  • To transfer credits, students submit a request to the source and destination HEIs.
  • Once approved, the credits are transferred from the source HEI to the destination HEI.
  • Students can redeem credits for awards, such as degrees or diplomas.


HEIs allocate credits to qualifications, degree programmes, and single educational components. The number of credits allocated depends on the learning outcomes of the qualification or component.


Students accumulate credits by completing courses and other learning activities. Credits can be accumulated towards a qualification, or simply to document personal achievements for lifelong learning purposes.


HEIs award credits to students who have achieved the defined learning outcomes of a qualification or component. Credits are awarded to individual students, and the student's ABC account is debited accordingly.

Also Read: 4-Year Degree Courses

Published date : 01 Nov 2023 01:44PM

Photo Stories