IBPS Clerk Prelims English Language Practice Test - 1
Directions (1-3): In each of the following questions, two columns are given, containing three phrases each. A phrase from the first column may or may not connect with a phrase from the second column to make a grammatically and contextually correct sentence. There are five options, four of which display the sequence(s) in which the phrases can be joined to form a correct sentence. If none of the phrases make a correct sentence, mark 'None of these' as your answer.
1.
Column (1) | Colum (2) |
(A) The central government has asked all colleges to return | (D) at the time of submission of the admission applications to reduce paperwork. |
(B) Colleges and universities will now be allowed to collect advance fees | (E) admission fees of aspiring students if they withdraw or cancel their admission. |
(C) The government has asked institutions to not collect original personal or academic certificates | (F) for a semester or for up to one year from a student, instead of the entire duration of a course. |
a) A-D
b) C-E and B-D
c) B-E
d) C-D
e) None of these
- View Answer
- Answer: d
2.
Column (1) | Colum (2) |
(A) Even though Nebraska Man was a short lived “missing link”, it | (D) must be verified and tested by outside scientists in order to prove its veracity. |
(B) While scientists clamor to find bones of ancient human ancestors to add to the fossil record; | (E) others have tried to create fossils they claim are the “missing link” of human evolution. |
(C) This is a basic tenet of science where discoveries of a scientific nature | (F) tells of a very important lesson to paleontologists and archaeologists working in the field. |
b) C-F
c) A-F and A-D
d) A-E and B-F
e) None of these
- View Answer
- Answer: c
3.
Column (1) | Colum (2) |
(A) There are a variety of ways to solve math problems and | (D) a variety of tools to assist with the calculation process. |
(B) Like reading, the majority of people | (E) which graphs to use, not how to construct them. |
(C) Math today required decisions about | (F) are born with the ability to do math. |
a) A-E
b) B-F
c) C-F and B-D
d) B-D and B-E
e) None of these
- View Answer
- Answer: b
Directions (4-8): In each of the following questions choose the alternative that fill in the blank.
4. If _____ he were to meet the girl again as she was leaving her house at Number 9, Atlas Mansion- what would then become of us?
a) Sonorous
b) Per chance
c) Decadent
d) Astride
e) None of the above
- View Answer
- Answer: b
5. As he moved forward, the ______ sky at twilight rose to meet him with its growing shadow horses.
a) Refulgent
b) Cantankerous
c) Promulgate
d) Caliginous
e) None of the above
- View Answer
- Answer: d
6. But given its age and its purpose this painting ought not be misconstrued in the contemporary, _____ sense.
a) Pejorative
b) Prerogative
c) Litany
d) Encomiast
e) None of the above
- View Answer
- Answer: a
7. She appeared there all ______ and careless in her dress, but yet she appeared all beautiful and charming.
a) Punctilious
b) Supercilious
c) Zealous
d) Abnegation
e) None of the above
- View Answer
- Answer: e
8. There he saw the disfigured and ______ corpse of his father and realized there was no glory in this war.
a) Insouciant
b) Vignette
c) Torrefy
d) Eviscerated
e) None of the above
- View Answer
- Answer: d
Directions (9-11): In each of the following questions, a sentence is given with certain words marked as (A), (B) and (C). Choose the option with the sequence of words to make the sentence grammatically and contextually correct. If no change is required, mark ‘No correction required’ as your answer.
9. Appearing fully engaged and important (A), without distractions, conveys (B) to your partner that the conversation is present (C).
a) CAB
b) CBA
c) BAC
d) ACB
e) No correction required
- View Answer
- Answer: b
10. A address (A) solution doesn’t homogenous (B) the variety, the wide range (C) of needs that each employee has.
a) ACB
b) BAC
c) CBA
d) CAB
e) No correction required
- View Answer
- Answer: b
11. I was going to end up activity (A) a great deal about an learning (B) that we spend nearly (C) a third of our life doing.
a) BAC
b) CBA
c) ACB
d) CAB
e) No correction required
- View Answer
- Answer: a
Directions (12-14): In each of the questions below, a sentence is given, divided into parts and jumbled up, which when arranged will form a logical and coherent sentence. Rearrange the parts to form a meaningful sentence and choose the option that represents the correct arrangement.
12. risk estimate that’s simple, clear, and easier (A)/ performance age is since it’s a (B)/ it’s beneficial to know what your (C)/ to understand than your doctor telling you that (D).
a) BCAD
b) CBAD
c) CDAB
d) ACDB
e) ACBD
- View Answer
- Answer: b
13. element of their competitive experience (A)/ with pain- for endurance athletes in particular, (B)/ athletes have a very complicated relationship (C)/ pain is an absolutely non-negotiable (D).
a) BCAD
b) CBDA
c) CDAB
d) ACDB
e) ADCB
- View Answer
- Answer: b
14. in the Vatican Secret Archives in Italy (A)/ when the conservator Jana Dambrogio was (B)/ leafing through a cache of documents (C)/ the modern study of letterlocking began (D).
a) BCAD
b) CBDA
c) DBCA
d) ACDB
e) BADC
- View Answer
- Answer: c
Directions (15-16): In each of the following questions, a word has been given and there are three ways in which the word has been used in similar or different forms. Find out which of the following sentence(s) has/have correctly used the given word and mark your answer accordingly.
15. Jubilant
I. We stopped the frantic celebrating, but everyone was jubilant.
II. I want to enjoy this moment, jubilant in it.
III. His laughter was so infectious and jubilant, she couldn't help but be taken in.
a) II and III both
b) III only
c) II only
d) I only
e) I and III both
- View Answer
- Answer: e
16. Inequality
I. According to socialists, inequality is the worst blasphemy against the sanctity of humanity
II. Yet the roots of inequality in the modern world lie far back in prehistory.
III. His young cousin admired Henri's passion for action and rejection of inequality.
a) I and II both
b) II only
c) All are correct
d) III only
e) II and III only
- View Answer
- Answer: c
Directions (17-19): In each of the questions given below are three statements, of which some may be incorrect. Identify the correct statement(s).
17.
I. Local housing authorities have been compelled by the housing crisis to make offers of sub-standard accommodation.
II. Due to the housing crisis, local housing authorities have been compelled to make offers of sub-standard accommodation.
III. Due to the crisis in housing, the local housing authorities have been compelled to offers sub standard accommodation.
a) Only I
b) Only II
c) Only III
d) Both I and II
e) All of these
- View Answer
- Answer: d
18.
I. The smell of damp wool and coal gas, was not the most anything I'd experienced before.
II. I vividly recall the smell of damp wool and coal gas, which was unlike anything I'd experienced before.
III. I had an experience unlike anything before which was vividly smelling of damp wool and coal gas.
a) Only I
b) Only II
c) Only III
d) Both I and II
e) All of these
- View Answer
- Answer: b
19.
I. In the harbour, the boats bobbed gently up and down on the water.
II. In the harbour, the boats bobbing gentle up and down on the water.
III. In the harbour, the boats bobbed gentle up and down in the water.
a) Only I
b) Only II
c) Only III
d) Both I and II
e) All of these
- View Answer
- Answer: a
20. In the following question, a sentence with four highlighted words is given. The words are denoted by (A), (B), (C) and (D). One of these words may be incorrect or inappropriate in the given context. Find the inappropriate or wrongly spelt word.When it's freezing (A) outside, few things can be compare (B) to the comfort (C) of your own home (D).
a) A
b) B
c) C
d) D
e) All are correct
- View Answer
- Answer: c
21. In the following question, a sentence with four highlighted words is given. The words are denoted by (A), (B),(C) and (D). One of these words may be incorrect or inappropriate in the given context. Find the inappropriate or wrongly spelt word. If all the words are appropriate in the context then mark 'All are correct' as your answer.
She acted in numerous (A) plays and also took up the job (B) of revyving (C) a theatre founded (D) by her parents.
a) A
b) B
c) C
d) D
e) All are correct
- View Answer
- Answer: c
22. In the following question, a sentence with four highlighted words is given. The words are denoted by (A), (B),(C) and (D). One of these words may be incorrect or inappropriate in the given context. Find the inappropriate or wrongly spelt word.
The narration (A) offers a through (B) look at how the character (C) of the protagonist (D) develops in the novel.
a) A
b) B
c) C
d) D
e) All are correct
- View Answer
- Answer: b
23. In the following question, a sentence with four highlighted words is given. The words are denoted by (A), (B),(C) and (D). One of these words may be incorrect or inappropriate in the given context. Find the inappropriate or wrongly spelt word. If all the words are appropriate in the context then mark 'All are correct' as your answer.
One patient (A) became suddenly delirious (B) and violent, but was got under (C) control by the nurses, and had become quite (D) before the medical officer arrived.
a) A
b) B
c) C
d) D
e) All are correct
- View Answer
- Answer: d
Directions (24-28): Read the following passage carefully and answer the questions that follow. India is still a cash economy but if anything managed to chip away at that, even if just slightly, it has been the rapidly innovating digital wallets industry. Startups including Paytm, Oxigen Services and Mobikwik helped the Indian economy take baby steps towards digitisation, handholding and enticing customers with cashbacks and discounts to make the transition from cash to digital.
On February 28, that Rs 12,000-crore digital wallets industry got stranded unable to meet a Reserve Bank of India deadline for collecting information on all customers. In effect, customers who haven’t furnished all the information required under RBI’s full know-your-customer norms will not be able to use their digital wallets (except to use up whatever money remains in their wallets).
Collecting all that information, including biometric details, is cumbersome and so far digital wallet providers have managed to gather full KYC details for fewer than 10% of their customers. In other words, ………………………………(A)……………………………….. In the tightly regulated world of banking and finance, mobile wallets brought in a whiff of fresh air. As the first segment of financial technology players in the country, these wallets disrupted banks in more ways than one. For many young customers, their first point of contact with formal banking was through a mobile wallet.
The biggest advantage that digital wallets, or prepaid payments instruments (PPI), brought was the easy onboarding. All a user had to do was download the app, verify their mobile number, link a bank account through a debit or credit card, and begin transacting. It was as simple as that! Now, customers have to submit photo ID proofs, link their Aadhaar identity numbers, and submit biometric details, making the process almost like opening a bank account. Even so, RBI made full KYC mandatory for digital wallets to reduce fraud in the system and eventually bring in interoperability among the wallets.
24. Which of the following words can replace the word given in bold in the passage?
a) dismissing
b) abandoning
c) dissuading
d) alluring
e) None of the Above
- View Answer
- Answer: d
25. Which of the following can be inferred from the passage above?
a) While banks were still using National Electronic Fund Transfer (NEFT), payment companies like Oxigen and ItzCash (now EbixCash) latched on to IMPS.
b) the number of digital wallet transactions for buying goods and services accounted for only a small fraction of all digital wallet transactions.
c) Having excluded digital wallets from the interoperable instant settlement system, banks got a huge leg-up.
d) India is still a cash economy and anything that has been able to weaken it, even if just slightly, it has been the rapidly innovating digital wallets industry.
e) None of the Above
- View Answer
- Answer: d
26. A blank is given in the passage in (A). Which of the following phrases can complete the sentence correctly?
a) that 10% have benefitted the most from the digital wallet industry.
b) that’s an overnight erosion of 90% of their customer base.
c) the KYC details are difficult to manage and requires a lot of funds.
d) that’s a great advantage with addition of 90% of consumer base.
e) None of the Above
- View Answer
- Answer: b
27. Which of the following statements is/are true in context of the passage?
(I) Customers had to furnish all the information required under RBI’s full know-your-customer norms to use their digtal wallets.
(II) Mobile wallet had become a first point of contact with banking for many young customers.
(III) Mobile wallet providers promise to stay firm and fight the next battle harder, hoping to eventually win the war against cash.
a) Only (I)
b) Only (II)
c) Only (III)
d) Both (I) and (II)
e) Both (II) and (III)
- View Answer
- Answer: d
28. What is/are the reason behind RBI's decision to make full KYC mandatory for digital wallets?
a) Reduce frauds inside the banks.
b) Reduce frauds and bring in interoperability among the wallets.
c) To make digital transactions more easier and convenient.
d) To store large amounts of data easily.
e) Both (b) and (c)
- View Answer
- Answer: b
Directions (29-30): Read the following passage carefully and answer the questions that follow. Digital payments have shown a consistent growth trend in the month of April as well against the number of transactions clocked in March, Reserve Bank of India data shows. While cards and IMPS transactions have maintained the similar trend, mobile wallets which had fallen in March have showing a smart pick up in April, having grown 11% in terms of number of transactions. According to RBI data, in April wallets showed 279 million transactions against 268 million in the previous month. This, however, is still lesser than 310 million transactions wallets clocked in February, the month before full KYC guidelines were enforced by the RBI. Further last year April, wallets had seen more than 320 million transactions, almost 15% higher.
Simultaneously cards have shown consistent growth. Credit cards have clocked 133 million transactions against 128 million in the previous month. Similarly debit cards showed 1 billion transactions across both the months. Putting these figures in perspective against last year numbers, the growth is obvious with cards clocking 20% more at 1.2 billion transactions against 1 billion last April. While in case of credit cards the major chunk is from card swipes at merchant outlets, debit cards still have 70% share of transactions coming from ATMs, as per April data.
The number of PoS terminals in the country grew to 3.16 million against 3.13 million in March. Simultaneously debit cards in the system also jumped 5.2% to 906 million in April against 861 million in the previous month. Similarly, UPI— the smartphone-based payment mechanism—has also retained its growth rates having clocked 189 million transactions in April as well. Last year April, UPI had clocked 7 million transactions. In terms of the amount of money paid, cards still have remained the dominant form of payment at Rs.355 crore for April against Rs 133 crore for prepaid payment instruments.
29. What is the style of writing used in the passage above?
a) Narrative
b) Descriptive
c) Laudatory
d) Argumentative
e) None of the Above
- View Answer
- Answer: b
30. Which of the following words can replace the word given in bold without changing the meaning of the sentence?
a) steady
b) irregular
c) sudden
d) harsh
e) Both (a) and (b)
- View Answer
- Answer: a