Managing Personal Cash and Credit
The Managing Personal Cash and Credit is a free online course offered by Indiana University conducted by the Edx. Discover the five c’s of credit, how to improve your credit score, and how to determine if a line of credit is right for you. This course prepares you to choose the right financial institution for your specific situation, evaluate cash management products, and use credit wisely.
About this course
Timings: 4 – 6 hours per week
Self Paced
For more details, please visit: https://www.edx.org/course/managing-personal-liquidity-and-credit
- Managing Personal Cash and Credit is made possible by the Brian and Sheila Jellison Family Foundation.
- The Managing Personal Cash & Credit course is designed for individuals to build financial literacy, one of the most pressing needs Americans face today.
- Financial decisions made by individuals impact the larger community in significant ways with pervasive cost due to financial mistakes.
- In addition, over 50% of Americans have no emergency fund, unable to cope with an unexpected car repair without borrowing funds.
- Financial literacy is an urgent need for many.
- In this course, you’ll explore how the use of cash and credit impact your financial situation.
- Choose the right financial institution for your specific financial situation
- Bank online in a cost-effective and secure manner
- Classify liquid assets
- Choosing a checking account that meets your needs
- Compare available returns on a variety of saving products
- Understand saving account features and returns to make the best decision
- Apply for and access open consumer credit
- Evaluate your creditworthiness by the five c’s of credit
- Maintain good standing with your credit card company
- Understand and analyze your credit card statement
- Use online sources to compare and contrast credit card features
- Calculate your charges and fees in open credit
- Determine if a line of credit is right for you and which one to access
- Access a home equity lines of credit (HELOC)
- Understand and improve your credit score
- Use credit wisely
- Compare the features of secured credit
- Explore loan amortization
- Make leave or buy decisions effectively
- Analyze the benefits and risks of refinancing
Timings: 4 – 6 hours per week
Self Paced
For more details, please visit: https://www.edx.org/course/managing-personal-liquidity-and-credit
